Real estate is still one of the most reliable ways to build wealth in America. It’s also a popular choice among investors, with 24 percent reporting that real estate was their preferred long-term investment, according to a 2025 Bankrate survey.
But in recent years, a wave of real estate investing apps have emerged, promising to make private real estate deals accessible to everyday investors. These platforms offer lower minimums and easy-to-use apps while offering a way to invest in real estate without buying property.
Before you hand over your money, it’s important to understand what you’re really investing in — and what could go wrong.
These are the best real estate investing apps widely used by retail investors. Each one comes with different structures, fees and strategies, so it’s crucial to pay attention to the details. And remember “best” doesn’t mean risk-free.
1. Fundrise — Best app for beginner real estate exposure
Fundrise is one of the largest names in real estate crowdfunding with more than 385,000 investors on the platform, according to the company’s website. Accessibility is a big part of Fundrise’s appeal. Instead of choosing individual properties, you pick a broad strategy (growth, income or balanced), and Fundrise allocates your capital across multiple projects. Returns come from a mix of long-term growth and passive income, with options to reinvest or withdraw dividends.
While Fundrise offers redemption options for most funds, these redemptions can be paused during times of economic crisis. Liquidity is not guaranteed, especially during volatile market conditions.
Why we like it:
- The $10 minimum makes it one of the lowest entry points in real estate.
- Offers both taxable accounts and IRAs for retirement investing.
- Portfolios are diversified across property types and geographic regions.
- No redemption fees.
- One of the longest-running platforms in the sector.
Who is it best for? You’re getting started and want easy, diversified real estate exposure without a large upfront investment.
Minimum balance required: $10 for standard accounts; $1,000 for retirement accounts
Fees: 0.15 percent advisory fee and 0.85 percent annual management fee. There’s a separate 1.85 percent management fee if you select the Innovation Fund.
2. RealtyMogul — Best app for long-standing REIT and private deal access
RealtyMogul is one of the earliest real estate crowdfunding platforms still standing. It connects investors with commercial real estate projects across the U.S., spanning apartments, offices, industrial, mixed-use and more. In addition to individual deals from sponsors, members can also invest in two non-traded REITs (real estate investment trusts) for diversified exposure and potential passive income.
Why we like it:
- Provides both REITs and private placement deals.
- Offers investment through IRAs.
- Access…
Read More: Best Real Estate Investing Apps
