Quick Read
RLUSD earned a Moody’s A2 rating and landed on Coinbase, but XRP still dropped 11.3% as neither development creates direct demand for the token.
RLUSD’s $2.6 billion supply trails USDC’s $71 billion and Tether’s $182 billion, and Coinbase earns more from USDC via a Circle commercial agreement.
No exchange, bank, or payment firm has committed to using XRP as a bridge asset for RLUSD transactions, the clearest signal XRP holders need.
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This week, XRP (CRYPTO:XRP) holders received encouraging news regarding Ripple’s stablecoin, but surprisingly, it hasn’t impacted the token’s price. Moody’s assigned Ripple USD (CRYPTO:RLUSD) an A2 rating, indicating a solid investment-grade credit score. Additionally, Coinbase (NASDAQ:COIN) has made the stablecoin available for both retail and institutional customers. So, does this stronger stablecoin affect XRP holders?
XRP was trading at $1.32, just slightly below its 20-day average of $1.33, reflecting an 11.3% drop over the past month. Despite the positive credit rating and Coinbase listing for Ripple’s stablecoin, this news hasn’t moved XRP, the most-held coin among Ripple supporters.
What Moody’s A2 Rating and Coinbase Listing Mean for RLUSD
An A2 rating signifies a solid investment grade and reflects low credit risk for RLUSD. This rating places it several steps above speculative or “junk” ratings, which matters because many pension funds, insurance companies, and corporate treasuries invest only in investment-grade assets. Moody’s top short-term grade, P-1, indicates that Ripple can comfortably meet short-term commitments, such as redemptions.
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Ripple has been enhancing regulatory oversight over RLUSD. Standard Custody & Trust Company issues this stablecoin, and New York’s Department of Financial Services regulates it. A new national trust charter, approved by the OCC on October 26, 2026, adds federal oversight, allowing Ripple to manage reserves, act as a collateral trustee, and offer custody services for digital…
Read More: Ripple’s RLUSD Has a Moody’s A2 Rating and Is Live on Coinbase. Does a
