Key insight: A bill dealing with earned wage access would preempt state laws around the products, creating a national standard for the offerings. Forward look: There’s few…

Key insight: Bank of America is putting more focus on private-credit lending as the sector’s needs continue to grow.What’s at stake: Banks are getting more entangled…

The binary charter rules that separate banks and nonbanks are no longer fit for purpose in a financial services industry where many companies offer banklike services.…

Key insight: Banking sector voices warn fintech firms may be using national trust charters to gain access to banking privileges without full regulation or deposit insurance…

Key insight: Policy uncertainty continues to hamstring decision making amongst financial professionals.Supporting data: Amanda Allexon, a partner with Simpson Thacher & Bartlett, said she’s encountered banks…

By repealing the Biden administration’s artificial intelligence safety guidelines, President Trump has created a chance for the banking industry to demonstrate that it can be a…

We should consolidate federal oversight of the banking industry within the Office of the Comptroller of the Currency. It would rationalize a system that has grown…

Enjoy complimentary access to top ideas and insights — selected by our editors. In November’s roundup of top banking news, an in-depth analysis of the numerous…