Talino announced it has closed a $7.5 million Series A funding round to transition from a venture studio into a full-scale fintech foundry focused on modernizing cross-border financial infrastructure. The round was led by Chemonics International, with participation from Mt Sinai Capital and Gulf Blvd.
The company plans to use the funding to build an API-first connectivity layer designed to replace legacy financial systems and enable interoperable, cross-border financial services. Talino’s platform is focused on reducing regulatory complexity, eliminating technical fragmentation, and improving liquidity for high-volume international transactions.
Talino’s infrastructure is already powering several fintech solutions. These include BayaniPay, which offers zero-fee embedded remittances, Higala, which enables instant payments for microfinance institutions and rural banks, and Bahai Deals, which supports global real estate financing in the Philippines. The company also provides embedded financial services to enterprise clients such as Seafood City and SM Development Corporation.
A key part of Talino’s competitive positioning is its integration with Mojaloop, an open-source payments infrastructure initiative backed by the Gates Foundation that supports ISO 20022 standards for real-time interoperability. The company also operates with Money Service Business licenses in both the U.S. and Canada, enabling a regulatory-as-a-service model for partners.
Talino has also formed partnerships with PDAX and Bridge to enhance liquidity and streamline cross-border payments, including stablecoin-enabled transfers between the U.S. and the Philippines.
The company is positioning itself to address long-standing inefficiencies in cross-border fintech by enabling faster product launches, reducing compliance burdens, and supporting scalable global payment infrastructure, particularly in underserved and emerging markets.
KEY QUOTES:
“Talino is shifting from building startups to building the very ecosystem that allows startups to thrive. This evolution aims to dismantle fintech barriers between the U.S. and emerging markets through an API-first connectivity layer that replaces legacy financial rails with a modern, interoperable infrastructure. We’re grateful to Chemonics for leading this round and to our investors for their continued trust in Talino. Their support fuels our momentum as we innovate and work to make global financial services truly inclusive and accessible to all. As a fintech foundry, we are replacing months of development work, allowing for a faster path to market in the world’s most underserved corridors.”
Winston Damarillo, President And CEO, Talino
“Chemonics is proud to lead this investment round and to help launch a fintech foundry with the potential to transform cross-border payments and expand financial inclusion at scale. For decades, we’ve partnered with communities and institutions across the Philippines to…
Read More: $7.5 Million Raised To Build Fintech Foundry And Modernize Cross-Border
