2. Tell a more emotional story.
Trust, empathy, mission — these are emotional ideas. Treat them that way.
Instead of messaging that lists features or rates, lead with human benefit and purpose. Why do you exist? Who are you for? Why should someone care?
Case in point: Redwood Credit Union
When wildfires devastated communities in northern California, it became a symbol of recovery. Redwood CU’s campaigns told emotional, member-led stories and reinforced its longstanding role as a community pillar.
3. Modernize without losing your soul.
A visual refresh can signal relevance without abandoning heritage.
Many institutions haven’t touched their identity in years. But a dated look sends the wrong message, especially to digital natives. The key is evolution, not reinvention.
Case in point: First Horizon Bank
Following its merger with Iberiabank, First Horizon undertook a brand refresh to unify the two institutions. The new visual identity blended clean, modern design with regional warmth, preserving familiarity while signaling a future-ready mindset.
4. Make the customer journey part of the brand.
Surprise and delight aren’t just for big brands.
Map key interactions, online and off, and find places to infuse them with your brand values. From onboarding to app user experience to how your staff answers the phone, brand can show up in meaningful, unexpected ways.
Case in point: Vibrant Credit Union
Vibrant redesigned branches and customer onboarding with hospitality in mind — drawing inspiration from Apple Stores and boutique hotels. Even its ATM screens feature playful, brand-consistent messages that stand out in an otherwise mundane category.
Read more: Flagstar Deputy CMO on 5 Ways to Be a Better Bank Marketer
5. Campaign with heart and clarity.
Integrated marketing isn’t just multichannel, it’s multidimensional.
Today’s campaigns must speak to both hearts and minds, combining digital fluency with your authentic voice. Use brand as your north star for every touchpoint, from social media to branch signage.
Case in point: Hope Credit Union
HOPE serves historically underserved communities across the Deep South, combining community-driven storytelling with powerful, mission-based messaging. Its campaigns bridge local activism and financial education, all under a clear, authentic brand mission.
The middle ground is disappearing. But that doesn’t mean there’s no room to grow. Brand-savvy community banks and credit unions have a once-in-a-generation opportunity to punch above their weight, not by acting bigger, but by acting bolder.
Read more: How Bank of Oklahoma’s ‘Brand Journalism’ Nurtures Customer Needs Instead of Selling Things
Read More: In the Internet Age Bank Branding Needs Fresh Thinking
